Prepare for and practice interview questions from Pearl Insurance across topics like Statistics, SQL, Machine Learning and more.

Pearl Insurance Interview Questions

Pearl Insurance Interview Guides

Machine Learning

Which model would perform better and why?

Booking Regression

Lasso vs Ridge

In which case would you use a bagging algorithm versus a boosting algorithm

Bagging vs Boosting

What are the logistic and softmax functions? What is the difference between the two?

Softmax vs Logistic

How would you evaluate whether a decision tree is the right model and assess its performance before and after deployment

Decision Tree Evaluation

Data Structures & Algorithms

Write a function moving_window to find the moving window average

Moving Window

Write a function to determine whether or not two rectangles overlap.

Rectangle Overlap

Given an array and a target integer, write a function that returns the indices of two integers in the array that add up to the target integer.

Target Indices

This problem involves identifying duplicate numbers in a list of integers. The function should return a list of the duplicate numbers.

Find Duplicate Numbers in a List

Given a list of strings, write a function that returns the longest common prefix

Common Prefix

Write a query to select the top 3 departments with at least ten employees and rank them according to the percentage of their employees making over 100K in salary.

Employee Salaries

Select the 2nd highest salary in the engineering department

2nd Highest Salary

Get the top 3 highest employee salaries by department

Top Three Salaries

Duplicate Rows

Write a SQL query to count transactions filtered by several criterias.

Count Transactions

Statistics

Explain what a p-value is to someone who is not technical

P-value to a Layman

What are the assumptions of linear regression?

Assumptions of Linear Regression

A new airline came out as the fastest average boarding times compared to other airlines.  What factors could have biased this result and what would you look into?

Boarding Times Bias

Explain the difference between covariance and correlation and provide an example

Covariance vs Correlation

How do you detect and handle correlation between variables in linear regression, and what happens if you ignore it

Correlation in Regression

Product Sense & Metrics

How would you measure the success of Facebook Groups

Group Success

What would you investigate to diagnose what's happening?

WAU vs Open Rates

How would you measure the success of the Instagram TV product

Instagram TV Success

Unified Inbox

What are the top five metrics you would start tracking to understand the health of Google Docs

Docs Metrics

Write a SQL query to select the 2nd highest salary in the engineering department.

Note: If more than one person shares the highest salary, the query should select the next highest salary.

Example:

Input:

<code>employees</code> table

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>first_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>last_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>salary</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>department_id</code></td>
<td>INTEGER</td>
</tr>
</tbody>
</table>
<code>departments</code> table

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>name</code></td>
<td>VARCHAR</td>
</tr>
</tbody>
</table>
Output:

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>salary</code></td>
<td>INTEGER</td>
</tr>
</tbody>
</table>

Given a <code>employees</code> and <code>departments</code> table, select the top 3 departments with at least ten employees and rank them according to the percentage of their employees making over 100K in salary.

Example:

Input:

<code>employees</code> table

<table>
<thead>
<tr>
<th>Columns</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>first_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>last_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>salary</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>department_id</code></td>
<td>INTEGER</td>
</tr>
</tbody>
</table>
<code>departments</code> table

<table>
<thead>
<tr>
<th>Columns</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>name</code></td>
<td>VARCHAR</td>
</tr>
</tbody>
</table>
Output:

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>percentage_over_100k</code></td>
<td>FLOAT</td>
</tr>

<tr>
<td><code>department_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>number_of_employees</code></td>
<td>INTEGER</td>
</tr>
</tbody>
</table>

Given the <code>employees</code> and <code>departments</code> table, write a query to get the top 3 highest employee salaries by department. If the department contains less that 3 employees, the top 2 or the top 1 highest salaries should be listed (assume that each department has at least 1 employee). 

Note: The output should include the full name of the employee in one column, the department name, and the salary. The output should be sorted by department name in ascending order and salary in descending order. 

Example:

Input:

<code>employees</code> table

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>first_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>last_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>salary</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>department_id</code></td>
<td>INTEGER</td>
</tr>
</tbody>
</table>
<code>departments</code> table

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>name</code></td>
<td>VARCHAR</td>
</tr>
</tbody>
</table>
Output:

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>employee_nam</code>e</td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>department_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>salary</code></td>
<td>INTEGER</td>
</tr>
</tbody>
</table>

Let’s say that your company is running a standard control and variant AB test on a feature to increase conversion rates on the landing page. The PM checks the results and finds a .04 p-value.

How would you assess the validity of the result?

How would you assess the validity of the result?

Experiment Validity

A/B Testing

Let’s say we’re comparing two machine learning algorithms. In which case would you use a bagging algorithm versus a boosting algorithm? 

Give an example of the tradeoffs between the two.

In machine learning, when would you use a bagging algorithm over a boosting algorithm?

In machine learning, when would you use a bagging algorithm over a boosting algorithm?

Bagging vs. Boosting

How would you explain what a p-value is to someone who is not technical?

What does a p-value in a statistical test represent?

What does a p-value in a statistical test represent?

P-value to a Layman I

In a statistical test, how does a low p-value (less than 0.05) influence our decision about the null hypothesis?

In a statistical test, how does a low p-value (less than 0.05) influence our decision about the null hypothesis?

P-value to a Layman II

Let’s say we want to build a model to predict booking prices on Airbnb.

Between linear regression and random forest regression, which model would perform better and why?

What are the two key concepts of random forest regression?

What are the two key concepts of random forest regression?

Let’s say you work at Allstate. Allstate is running <code>N</code> online ads right now. The table <code>ads</code> contains all those ads, ranked by popularity via the <code>id</code> column (e.g., the entry with <code>id = 1</code> is the most popular, etc.).

Create a subquery or common table expression named <code>top_ads</code> containing the top 3 ads (by popularity) and return the number of rows that would result from the following operations

<ol>
<li><code>ads INNER JOIN top_ads</code></li>
<li><code>ads LEFT JOIN top_ads</code></li>
<li><code>ads RIGHT JOIN top_ads</code></li>
<li><code>ads CROSS JOIN top_ads</code></li>
</ol>

Note: Please make the <code>join_type</code> column in your output have the values <code>inner_join</code>, <code>left_join</code>, etc. for each of their respective join types

Note: Please return only one query with each number in a different row

Example:

Input:

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>name</code></td>
<td>VARCHAR</td>
</tr>
</tbody>
</table>
Output:

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>join_type</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>number_of_rows</code></td>
<td>INTEGER</td>
</tr>
</tbody>
</table>

Create top_ads with the top 3 ads and return the row counts for inner, left, right, and cross joins with ads

Size of Joins

Let’s say you work at an advertising firm. You have a table of users’ impressions of ad campaigns over time. Each <code>impression_id</code> consists of values of user engagement specified by <code>Excited</code>, <code>OK</code>, and <code>Bored</code>.

Write a query to find all users who were at some point “Excited” and have never been “Bored” with a campaign.

Example:

Input:

<code>ad_impressions</code> table:

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>user_id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>dt</code></td>
<td>DATETIME</td>
</tr>

<tr>
<td><code>campaign_id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>impression_id</code></td>
<td>TEXT</td>
</tr>
</tbody>
</table>
Output:

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>user_id</code></td>
<td>INTEGER</td>
</tr>
</tbody>
</table>

Write a query to find all users that were at some point "Excited" and have never been "Bored" with a campaign.

Always Excited Users

You are given two rectangles <code>a</code> and <code>b</code> each defined by four ordered pairs denoting their corners on the <code>x</code>, <code>y</code> plane. Write a function <code>rectangle_overlap</code> to determine whether or not they overlap. Return <code>True</code> if so, and <code>False</code> otherwise.

Note: If the two rectangles border one another, or share a corner like two diagonally adjacent positions on a chessboard, they are said to overlap.

Note: The lists of ordered pairs are in no particular order. The first entry in list <code>a</code> could be the top left corner while the first in list <code>b</code> is the bottom right.

Example:

Input:

<pre tabindex="0" class="chroma"><code>
a = [(-3,5), (-3,2),(0,5),(0,2)]
b = [(-1,4), (3,4), (3,1), (-1,1)]
</code></pre>

Output:

<pre tabindex="0" class="chroma"><code>def rectangle_overlap(a, b) -&gt; True
</code></pre>

As point <code>(0,2)</code> is fully contained in rectangle <code>b</code> and point <code>(-1,4)</code> is fully contained in a rectangle <code>a</code>.

Let’s say you work at Costco. Costco has a database with two tables. The first is <code>users</code> composed of user information, including their registration date, and the second is <code>purchases</code> that has the entire item purchase history (if any) for those users.

Write a query to get the total amount spent on each item in the ‘purchases’ table by users that registered in 2022.

Example:

Input:

<code>users</code> table

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>user_id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>user_name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>registration_date</code></td>
<td>DATETIME</td>
</tr>
</tbody>
</table>
<code>purchases</code> table

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>order_id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>user_id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>item</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>price</code></td>
<td>FLOAT</td>
</tr>

<tr>
<td><code>purchase_date</code></td>
<td>DATETIME</td>
</tr>
</tbody>
</table>
Output:

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>item</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>total_amount_spent</code></td>
<td>FLOAT</td>
</tr>
</tbody>
</table>

Total Spent on Products

Let’s say that you’re a data scientist on the engagement team. A product manager comes up to you and says that the weekly active users metric is up 5% but email notification open rates are down 2%.

What would you investigate to diagnose what’s happening?

Email Open Rate

Let’s say we want to build a new delivery time estimate model for consumers ordering food delivery.

How would you determine if the new model predicts delivery times better than the old model?

When rolling out a new delivery time estimate model in production, what is an important consideration?

When rolling out a new delivery time estimate model in production, what is an important consideration?

Delivery Estimate Model I

What is one way to measure the performance of a new delivery time estimate model for food delivery?

What is one way to measure the performance of a new delivery time estimate model for food delivery?

Delivery Estimate Model II

How would you determine if the new model predicts delivery times better than the old model

Delivery Estimate Model

Let’s say you’re a Product Data Scientist at Instagram. How would you measure the success of the Instagram TV product?

What is the primary goal of Instagram TV as a product feature?

What is the primary goal of Instagram TV as a product feature?

Tell me about a data project that didn’t go the way you expected. What did you set out to do, what surprised you, and how did you handle it?

Describing a data project and its challenges

Hurdles In Data Projects

Behavioral

What are the assumptions of linear regression?

Which assumption of the residuals of the standard linear regression model can not be overcome by increasing the sample size?

Regression assumptions

How would you measure the success of Facebook Groups?

Considering the purpose of Facebook Groups as a platform for connecting users through shared interests or real-life relationships, which metrics would be appropriate to measure the success of these groups?

Considering the purpose of Facebook Groups as a platform for connecting users through shared interests or real-life relationships, which metrics would be appropriate to measure the success of these groups?

What is the difference between covariance and correlation? Provide an example.

What’s the difference between Lasso and Ridge Regression?

Under what circumstances is it recommended to use Lasso regression over Ridge regression?

Under what circumstances is it recommended to use Lasso regression over Ridge regression?

Given that $X$ and $Y$ are independent random variables with normal distributions, what is the mean and variance of the distribution of $2X - Y$ when the corresponding distributions are $X\sim \mathcal{N}(3, 4)$ and $Y \sim \mathcal{N}(1, 4)$?

Given that $X$ and $Y$ are independent random variables with normal distributions, and the corresponding distributions are $X\sim \mathcal{N}(3, 4)$ and $Y \sim \mathcal{N}(1, 4)$, what is the mean of the distribution of $2X - Y$?

Given that $X$ and $Y$ are independent random variables with normal distributions, and the corresponding distributions are $X\sim \mathcal{N}(3, 4)$ and $Y \sim \mathcal{N}(1, 4)$, what is the mean of the distribution of $2X - Y$?

Distribution of 2X - Y I

Given that $X$ and $Y$ are independent random variables with normal distributions, and the corresponding distributions are $X\sim \mathcal{N}(3, 4)$ and $Y \sim \mathcal{N}(1, 4)$, what is the variance of the distribution of $2X - Y$?

Given that $X$ and $Y$ are independent random variables with normal distributions, and the corresponding distributions are $X\sim \mathcal{N}(3, 4)$ and $Y \sim \mathcal{N}(1, 4)$, what is the variance of the distribution of $2X - Y$?

Distribution of 2X - Y II

What is the mean and variance of 2X - Y when X~N(3, 4) and Y~N(1, 4)

Distribution of 2X - Y

Probability

Let’s say you’re interning at a fintech startup that’s building a platform for online games of chance. During testing, one of your simulations flips a coin 10 times and gets 8 tails and 2 heads.

How would you determine if the coin is fair, and what statistical approach would you use to support your conclusion?

How would you assess if a coin is fair after observing 8 tails in 10 flips?

Fair Coin

How does random forest generate the forest? Additionally, why would we use it over other algorithms such as logistic regression?

What happens when you average the output on multiple decision trees?

What happens when you average the output on multiple decision trees?

Average Trees

How does random forest generate the forest and why use it over logistic regression

Random Forest Explanation

Write a Python function that adds together all combinations of adjacent integers of a given string of integers named <code>int_str</code>.

Example 1:

Input:

<pre tabindex="0" class="chroma"><code>int_str = &#39;12&#39;
</code></pre>

Output:

<pre tabindex="0" class="chroma"><code>def int_str_addition -&gt; 1 + 2 + 12 = 15
</code></pre>

Example 2:

Input:

<pre tabindex="0" class="chroma"><code>int_str = &#39;123&#39;
</code></pre>

Output:

<pre tabindex="0" class="chroma"><code>def int_str_addition(int_str) -&gt; 1 + 2 + 3 + 12 + 23 + 123 = 164
#in this case, 13 is not part of our sum as 1 and 3 are not adjacent in &#39;123&#39;
</code></pre>

Write a Python function that adds together all combinations of adjacent integers in int_str

Integer String Addition

Given a 2-D matrix P of predicted values and actual values, write a function precision_recall to calculate precision and recall metrics.

Return the ordered pair (precision, recall).

Example:

Input:

<pre tabindex="0" class="chroma"><code>
P = [[121, 9],
 [17, 144]]
</code></pre>

where P represents the following table

<table>
<thead>
<tr>
<th></th>
<th>Predicted =TRUE</th>
<th>Predicted =FALSE</th>
</tr>
</thead>

<tbody>
<tr>
<td>Actual =TRUE</td>
<td>121</td>
<td>9</td>
</tr>

<tr>
<td>Actual =FALSE</td>
<td>17</td>
<td>144</td>
</tr>
</tbody>
</table>
Output:

<pre tabindex="0" class="chroma"><code>def precision_recall(P) -&gt; (0.931, 0.877,)
</code></pre>

Write a function to calculate precision and recall metrics.

Precision and Recall

What are the key differences between classification models and regression models?

What is the MOST important difference between regression and classification models?

What is the MOST important difference between regression and classification models?

Classification vs Regression

Explain the key differences between classification models and regression models

Classification and Regression

Given a list of integers, identify all the duplicate values in the list. Assume that the list can contain both positive and negative numbers, and the order of the list does not matter. A number is considered a duplicate if it appears more than once in the list. Return a list of the duplicate numbers.

Example 1:

Input:

<pre tabindex="0" class="chroma"><code>nums = [1, 2, 3, 1, 2, 3]
</code></pre>

Output:

<pre tabindex="0" class="chroma"><code>find_duplicates(nums) -&gt; [1, 2, 3]
</code></pre>

The numbers 1, 2, and 3 all appear more than once in the list, so they are considered duplicates.

Example 2:

Input:

<pre tabindex="0" class="chroma"><code>nums = [1, -1, 2, 3, 3, -1]
</code></pre>

Output:

<pre tabindex="0" class="chroma"><code>find_duplicates(nums) -&gt; [-1, 3]
</code></pre>

The numbers -1 and 3 both appear more than once in the list, so they are considered duplicates. Note that the order of the output does not matter.

Example 3:

Input:

<pre tabindex="0" class="chroma"><code>nums = [1, 2, 3, 4, 5]
</code></pre>

Output:

<pre tabindex="0" class="chroma"><code>find_duplicates(nums) -&gt; []
</code></pre>

None of the numbers in the list appear more than once, so there are no duplicates.

Three zebras are chilling in the desert. Suddenly a lion attacks.
Each zebra is sitting on a corner of a triangle with sides of equal length.
Each zebra randomly picks a direction and only runs along the outline of the triangle to either edge of the triangle.

What is the probability that none of the zebras collide?

Three zebras are chilling in the desert. Suddenly a lion attacks.

Each zebra is sitting on a corner of a triangle with side of equal length. Each zebra randomly picks a direction and only runs along the outline of the triangle to either edge of the triangle.

What is the probability that none of the zebras collide?

Three zebras are chilling in the desert. Suddenly a lion attacks.

Each zebra is sitting on a corner of a triangle with side of equal length.  Each zebra randomly picks a direction and only runs along the outline of the triangle to either edge of the triangle.

What is the probability that none of the zebras collide?



Three Zebras

Brainteasers

Given a <code>users</code> table, write a query to return only its duplicate rows.

Example:

Input:

<code>users</code> table

<table>
<thead>
<tr>
<th>Column</th>
<th>Type</th>
</tr>
</thead>

<tbody>
<tr>
<td><code>id</code></td>
<td>INTEGER</td>
</tr>

<tr>
<td><code>name</code></td>
<td>VARCHAR</td>
</tr>

<tr>
<td><code>created_at</code></td>
<td>DATETIME</td>
</tr>
</tbody>
</table>

Let’s say you’re a data scientist at LinkedIn where you’re working on a product that sends qualified job candidates to companies. The team has launched a new feature that allows candidates to message hiring managers at companies directly during the interview process to get updates on their status.

Due to engineering constraints, the company can’t AB test the feature before launching it.

How would you analyze how the feature is performing?

How would you analyze the performance of a new LinkedIn feature that lets candidates message hiring managers during the interview process

Recruiting Leads

Analytics

Suppose there exists a new airline named Jetco that flies domestically across North America. Jetco recently had a study commissioned that tested the boarding time of every airline, and it came out that Jetco had the fastest average boarding times of any airline.

What factors could have biased this result, and what would you look into?

What could potentially bias the average boarding time in favor of an airline that only flies domestically?

What could potentially bias the average boarding time in favor of an airline that only flies domestically?

Calculate Moving Average	SQL	Easy
Predict Customer Churn	Machine Learning	Medium
A/B Test Significance	Statistics	Medium
Optimize Query Performance	SQL	Hard
Feature Importance Analysis	Machine Learning	Medium
Clean Missing Data	Python	Easy
Neural Network Architecture	Deep Learning	Hard
Calculate Cohort Retention	SQL	Medium
Bayesian Probability	Statistics	Easy
Recommend Similar Products	Machine Learning	Hard

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