Chase Software Engineer Interview Questions + Guide in 2025

Chase is a leading financial services firm that is dedicated to providing innovative solutions and exceptional customer service in the banking sector.

As a Software Engineer at Chase, you will be integral to developing and maintaining software solutions that enhance the operational efficiency and customer experience of the bank. Key responsibilities include writing and debugging code, collaborating with cross-functional teams to design user-friendly applications, and implementing security protocols to ensure data integrity. The ideal candidate will possess strong problem-solving skills, experience with various programming languages (particularly Java and JavaScript), and a solid understanding of software development methodologies, including Agile practices. A commitment to continuous learning and a passion for technology are essential traits for success in this role, aligning with Chase's focus on innovation and improvement in their systems and services.

This guide will prepare you to ace your interview by providing insights into the role and emphasizing the skills and experiences that will set you apart as a candidate.

The interview process for a Software Engineer position at Chase is structured to assess both technical skills and cultural fit. It typically consists of several stages, each designed to evaluate different aspects of a candidate's qualifications and experience.

1. Initial Screening

The process begins with an initial screening, which usually takes place over a phone call with a recruiter. This conversation focuses on your resume, background, and motivation for applying to Chase. The recruiter will assess your qualifications and determine if you align with the company’s values and culture.

2. Technical Assessment

Following the initial screening, candidates are often required to complete a technical assessment. This may involve a coding challenge, typically hosted on platforms like HackerRank, where you will solve algorithmic problems and demonstrate your coding proficiency. The assessment usually lasts around 90 minutes and may include questions related to data structures, algorithms, and basic programming concepts.

3. Behavioral Interview

After successfully completing the technical assessment, candidates typically participate in a behavioral interview. This interview is designed to evaluate your soft skills, teamwork, and problem-solving abilities. Expect questions about how you handle conflicts, work in teams, and your past project experiences. This stage is crucial for assessing your fit within the team and the company culture.

4. Pair Programming Exercise

In some cases, candidates may be invited to a pair programming session. This interactive interview format allows you to collaborate with an interviewer on a coding problem in real-time. It assesses not only your technical skills but also your ability to communicate and work effectively with others. Be prepared to explain your thought process and reasoning as you work through the problem.

5. Final Interview

The final stage of the interview process usually consists of a more in-depth technical interview with the hiring manager or senior team members. This interview may cover advanced topics such as system design, architecture, and specific technologies relevant to the role. Candidates should be ready to discuss their previous work experiences in detail and answer technical questions that demonstrate their expertise.

Throughout the process, candidates should be prepared for a variety of questions that assess both their technical knowledge and their ability to work collaboratively in a team environment.

Next, let’s explore the specific interview questions that candidates have encountered during their interviews at Chase.

Here are some tips to help you excel in your interview.

Understand the Interview Structure

The interview process at Chase typically involves multiple stages, including a phone screening, technical assessments, and behavioral interviews. Familiarize yourself with this structure so you can prepare accordingly. Expect a mix of coding challenges, system design questions, and discussions about your past projects. Knowing what to expect will help you manage your time and energy throughout the process.

Prepare for Technical Questions

Given the emphasis on algorithms and coding skills, ensure you are well-versed in data structures, algorithms, and programming languages relevant to the role, particularly Python and Java. Practice coding problems on platforms like LeetCode or HackerRank, focusing on common topics such as recursion, trees, and hash tables. Be ready to explain your thought process and the rationale behind your solutions, as interviewers often look for clarity in your reasoning.

Showcase Your Projects

Be prepared to discuss your past projects in detail. Highlight your role, the technologies you used, and the impact of your work. This is particularly important as interviewers may ask about specific experiences related to coding, design, and integration. Tailor your examples to demonstrate your problem-solving skills and ability to work collaboratively in a team setting.

Emphasize Teamwork and Communication

Chase values collaboration and communication skills. Be ready to discuss how you handle conflicts within a team, your approach to feedback, and how you contribute to a positive team dynamic. Use the STAR (Situation, Task, Action, Result) method to structure your responses to behavioral questions, ensuring you provide clear and concise examples.

Familiarize Yourself with Company Culture

Understanding Chase's company culture can give you an edge. Research their values, recent projects, and any challenges they face in the industry. This knowledge will allow you to tailor your responses to align with their mission and demonstrate your genuine interest in the company. Additionally, be prepared to discuss how you can contribute to their goals and fit into their team.

Practice Pair Programming

If your interview includes a pair programming exercise, practice this format with a friend or colleague. Focus on clear communication and collaboration while solving coding problems together. This will help you become comfortable explaining your thought process and receiving feedback in real-time, which is crucial during the interview.

Stay Calm and Confident

Interviews can be stressful, but maintaining a calm and confident demeanor is essential. Take your time to think through your answers, and don’t hesitate to ask for clarification if you don’t understand a question. Remember, the interview is as much about you assessing the company as it is about them assessing you.

By following these tips and preparing thoroughly, you can approach your interview at Chase with confidence and increase your chances of success. Good luck!

In this section, we’ll review the various interview questions that might be asked during a software engineering interview at Chase. The interview process will likely assess your technical skills, problem-solving abilities, and cultural fit within the team. Be prepared to discuss your past projects, coding knowledge, and how you handle team dynamics.

Technical Knowledge

1. Explain the difference between HTTP and HTTPS.

Understanding the fundamental differences between these protocols is crucial for any software engineer, especially in web development.

How to Answer

Discuss the security features of HTTPS, including SSL/TLS encryption, and how it protects data during transmission compared to HTTP.

Example

“HTTP is the standard protocol for transferring data over the web, while HTTPS adds a layer of security through SSL/TLS encryption. This means that data sent over HTTPS is encrypted, making it much harder for attackers to intercept and read the information being transmitted.”

2. Describe the principles of Object-Oriented Programming (OOP).

OOP is a key concept in software development, and understanding its principles is essential for any software engineer.

How to Answer

Mention the four main principles: encapsulation, inheritance, polymorphism, and abstraction, and provide brief explanations of each.

Example

“OOP is based on four main principles: encapsulation, which restricts access to certain components; inheritance, which allows classes to inherit properties from other classes; polymorphism, which enables methods to do different things based on the object it is acting upon; and abstraction, which simplifies complex systems by modeling classes based on essential properties.”

3. What is the difference between a stack and a queue? Provide real-world examples of each.

This question tests your understanding of data structures and their applications.

How to Answer

Explain the fundamental differences in how data is added and removed from each structure, along with practical examples.

Example

“A stack is a Last In, First Out (LIFO) structure, like a stack of plates where you can only add or remove the top plate. A queue, on the other hand, is a First In, First Out (FIFO) structure, similar to a line at a ticket counter where the first person in line is the first to be served.”

4. Can you explain the concept of a RESTful API?

RESTful APIs are widely used in web services, and understanding them is crucial for modern software development.

How to Answer

Discuss the principles of REST, including statelessness, resource-based URLs, and the use of standard HTTP methods.

Example

“A RESTful API is an architectural style that uses standard HTTP methods like GET, POST, PUT, and DELETE to interact with resources identified by URLs. It is stateless, meaning each request from a client contains all the information needed to process it, allowing for scalability and simplicity.”

5. How does a hash table work, and what are its advantages and disadvantages?

This question assesses your knowledge of data structures and their performance characteristics.

How to Answer

Explain how hash tables store key-value pairs and discuss their average-case time complexity for operations.

Example

“A hash table uses a hash function to compute an index into an array of buckets or slots, from which the desired value can be found. The average time complexity for search, insert, and delete operations is O(1), making it very efficient. However, hash tables can suffer from collisions, where two keys hash to the same index, which can degrade performance.”

Behavioral Questions

1. Describe a time you faced a conflict with a teammate. How did you handle it?

This question evaluates your interpersonal skills and ability to work in a team.

How to Answer

Focus on the situation, your actions, and the positive outcome that resulted from your approach.

Example

“In a previous project, I disagreed with a teammate about the best approach to implement a feature. I suggested we sit down and discuss our perspectives openly. By listening to each other and considering both viewpoints, we were able to find a compromise that improved the feature and strengthened our working relationship.”

2. What project are you most proud of, and why?

This question allows you to showcase your achievements and what you value in your work.

How to Answer

Choose a project that highlights your skills and contributions, and explain why it was significant to you.

Example

“I’m most proud of a project where I led a team to develop a web application that streamlined our internal processes. It was significant because it not only improved efficiency by 30% but also fostered collaboration among departments. Seeing the positive impact on the team was incredibly rewarding.”

3. How do you prioritize your tasks when working on multiple projects?

This question assesses your time management and organizational skills.

How to Answer

Discuss your approach to prioritization, including any tools or methods you use.

Example

“I prioritize tasks based on deadlines and the impact they have on the project’s success. I use tools like Trello to visualize my workload and ensure I’m focusing on high-priority items first. Regular check-ins with my team also help me stay aligned with our goals.”

4. Where do you see yourself in five years?

This question gauges your career aspirations and alignment with the company’s goals.

How to Answer

Share your professional goals and how they relate to the role you’re applying for.

Example

“In five years, I see myself taking on more leadership responsibilities, possibly as a team lead or project manager. I’m eager to grow my technical skills and contribute to innovative projects that push the boundaries of technology, aligning with Chase’s mission to lead in software development.”

5. Why do you want to work at Chase?

This question assesses your motivation for applying and your knowledge of the company.

How to Answer

Discuss what attracts you to the company, including its culture, values, and projects.

Example

“I want to work at Chase because of its commitment to innovation and excellence in software engineering. I admire the collaborative culture and the opportunity to work on cutting-edge projects that have a real impact on the industry. I believe my skills and passion align well with the company’s goals.”