SENIOR CREDIT RISK ANALYST UP TO £70,000 LONDON- HYBRID As a Senior Credit Analyst specializing in Credit Card Risk Acquisitions, you will be responsible for assessing and analyzing the creditworthiness of potential customers, ensuring a sound risk management framework for new acquisitions. RESPONSIBILITIES <ul><li>Evaluate credit risk associated with new acquisitions, considering industry trends, economic factors, and regulatory requirements.</li><li>Collaborate with cross-functional teams to gather relevant data and insights for accurate risk assessments.</li><li>Develop and implement credit risk strategies to optimize decision-making in the acquisition process.</li><li>Monitor and report on portfolio performance, providing insights and recommendations for risk mitigation.</li></ul> REQUIREMENTS<ul><li>Proven experience as a Credit Analyst, with a focus on credit risk acquisitions in the financial services industry.</li><li>Strong analytical and quantitative skills using SQL and python</li><li>In-depth knowledge of credit risk management, regulatory compliance, and industry best practices.</li><li>Excellent communication skills with the ability to present complex information in a clear and concise manner.</li></ul> HOW TO APPLY Please Apply below or send your Cv

Risk Analyst | Lloyd's Syndicate | London/Hybrid | £40 - 50,000 (doe)Finitas are delighted to be partnering with a leading Lloyd's syndicate in their search for a Risk Analyst to join their team. Reporting into the Head of Risk, you will have an array of risk responsibilities including, but not limited to:<ul><li>Maintaining the risk register</li><li>Undertaking regular risk assessments</li><li>Collating monthly risk data</li><li>Producing risk management reports, including monthly ORSA Metrics</li><li>Assisting in risk processes such as ORSA, Internal Modal Validation and Lloyd's reporting</li></ul>Experience required:<ul><li>Minimum 2 years risk experience</li><li>Must have experience working in the insurance market - preferably the London insurance market</li><li>Excellent analytical and problem solving skills</li><li>Excellent written & verbal communication skills with the ability to build relationships at varying levels</li><li>Proficient in MS Tools - Word and Excel</li><li>Relevant academic qualifications</li></ul> Please note that you will be required to work in their London office 3 day per week.This role comes with a competitive salary and a highly attractive bonus (discretionary) & benefits package.This is a brilliant opportunity for a risk professional looking to elevate their experience with a syndicate that heavily invest in their employees. This role will give you plenty of development and exposure, so if you have the right experience, do not miss out and apply now! For more information, please get in touch with Raj on 02038079714 / r.basra @ finitas.co.uk

Legal & General is a leading UK financial services group and major global investor. We’ve been safeguarding people’s financial futures since 1836, aiming to build a better society for the long term by investing our customers’ money in things that make life better for everyone and create value for our shareholders. Our Group Functions provide the services that all areas of the business need. This requires a talented and diverse team behind the scenes, who enable everyone at L&G to do what they do best. Joining us means helping to improve the lives of our customers and contributing to the success of the business every day. Job Description We’re looking for a Senior IT Risk Analyst to join us on a 6 month fixed-term contract! You’ll play a key role in supporting the sound and coherent management of infrastructure and IT operations risks with our Group Technology function. You’ll also ensure the controls operated by our third-party suppliers are tightly managed, identifying and implementing process improvement opportunities where necessary. What you'll be doing: <ul><li>Supporting the Group Technology Senior Risk Manager in the management of the frameworks for risks and controls related to the operation of Group Technology processes performed by our third-party suppliers to ensure compliance with our regulatory obligations</li><li>Acting as the coordinator for risks and issues associated with services delivered by the major third-party suppliers, including coordinating supplier risk forums, to ensure the seamless management of risks and controls between suppliers and internal governance processes</li><li>Maintaining an up-to-date view of risks and issues related to services provided by and controls operated by third-party suppliers to ensure compliance with our regulatory obligations</li><li>Providing routine and accurate management information to a range of stakeholders, to facilitate management decisions</li><li>Supporting the development and maintenance of an active ownership controls culture across Group Technology, ensuring compliance to internal policies and standards </li></ul>Qualifications Who we're looking for: <ul><li>Knowledge of technology and security infrastructure related risk frameworks (e.g. COBIT, NIST)</li><li>A good understanding of IT controls and IT risks to identify and evaluate control effectiveness and identify any potential gaps between IT risks and existing IT controls</li><li>Relevant risk management experience, ideally within financial services and technology environments</li><li>Experience of technology infrastructure and security related risk</li><li>You’ll also be well versed in working with colleagues across all seniority levels</li></ul>Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer: <ul><li>The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes </li><li>Generous pension contribution </li><li>Life assurance </li><li>Private medical insurance (permanent employees only) </li><li>At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday </li><li>Competitive family leave </li><li>Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice </li><li>There are the many discounts we offer – both for our own products and at a range of high street stores and online </li><li>In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart </li></ul>Additional Information Legal & General is a leading financial services group and major global investor, named <a>Britain’s Most Admired Company</a> in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future. We aim to build a better society for the long term by investing our customers’ money in things that make life better for everyone. If you join us, you’ll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. We strive to be open, mindful and inclusive, so are always willing to discussing flexible working arrangements and reasonable accommodations for candidates with specific needs. If you’re open to find out more, we'd love to hear from you.

About Teya Teya exists to make sure that every small and growing business in Europe has the opportunity to thrive. We want to become Europe’s go-to software solution for these businesses, simplifying their every day and helping them reconnect with the joy of running their business. Teya was born in 2019 and has built a fast-paced, energetic, and innovative environment that is dedicated to bringing the best solutions to customers. Job Description As a Risk Analyst in our Risk Management Function you’ll play a critical role in safeguarding our business while driving operational excellence. This is your opportunity to become a key player in our cross-functional risk efforts and contribute to our ongoing success. Key Areas of Focus: <ul><li>Collaborate on risk management initiatives across underwriting, fraud, and card scheme matters.</li><li>Provide strategic risk advice to the business and operational teams, helping them navigate complex risk environments.</li><li>Lead efforts to improve standards, frameworks, methodologies, and procedures for enhanced risk management.</li><li>Support the development and management of risk registers and Risk Control Self-Assessments (RCSAs).</li></ul> What You'll Be Doing: <ul><li>Cross-Functional Risk Reporting: Regularly report on relevant risks both internally and externally, ensuring alignment with business objectives.</li><li>Merchant Credit & Fraud Risk Assessments: Assess and approve credit and fraud risk for both new and existing merchants, handling high-exposure facilities within your authority or through escalation.</li><li>Merchant Reviews: Conduct thorough financial and non-financial reviews of merchant facilities, collaborating with internal teams and merchants to gather necessary documentation.</li><li>Distressed Merchant Strategies: Recommend risk mitigation strategies for distressed merchants and liaise with external bodies such as administrators to drive resolution.</li><li>Sector Risk Escalation: Monitor emerging problem sectors, escalating concerns and suggesting enhanced controls or policy guidelines when necessary.</li><li>Merchant Risk Improvement: Provide recommendations on merchant-related risk products, policies, and processes to boost operational efficiency and mitigate risks.</li><li>Portfolio Risk Management: Track and report on portfolio risks related to card schemes and internal risk limits, while investigating anomalous merchant behaviours to improve internal processes.</li><li>Support Growth Initiatives: Assist with new product launches and entry into new jurisdictions by identifying relevant risks and proposing mitigation strategies.</li><li>Collaborative Communication: Build strong relationships with internal stakeholders, sharing insights and fostering a culture of risk awareness.</li><li>Strategic Support: Work closely with the CRO and Risk teams on various ad-hoc projects and activities to enhance the risk function’s impact.</li></ul> What We're Looking For: <ul><li>Several years of experience in payments risk management, with expertise in fraud, credit risk, and card scheme risk.</li><li>A deep understanding of the card acquiring and acceptance space.</li><li>Proven experience in credit risk management and merchant underwriting.</li><li>Up-to-date knowledge of card scheme rules related to risk management, including fraud, chargebacks, delayed delivery exposure, high-risk programs, etc.</li><li>Strong financial analysis skills with the ability to extract insights using SQL.</li><li>Advanced Excel skills with a desire to continue leveraging this tool for data analysis.</li><li>Excellent communication and teamwork skills.</li><li>Highly organized and unafraid to challenge and motivate both yourself and others.</li></ul> The Perks <ul><li>We trust you, so we offer flexible working hours, as long it suits both you and your team;</li><li>Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness and nutrition apps;</li><li>Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support;</li><li>Cycle-to-Work Scheme;</li><li>Health and Life Insurance;</li><li>Pension Scheme;</li><li>25 days of Annual Leave (+ Bank Holidays);</li><li>Office snacks every day;</li><li>Friendly, comfortable and informal office environment in Central London.</li></ul>

Senior Risk Analyst (ERM) | London Market Insurer | £70-75,000 (+bonus + benefits)Finitas are delighted to be working with one of the highest-performing London Market organisations in their search for a Senior Risk Analyst to join the team.You will be responsible for ORSA reporting across the company's global entities, playing a key part in the full Risk Management Cycle and contributing to the Risk Committee.Key experience needed:<ul><li>London Market Risk Experience (ERM Background preferred)</li><li>Experience with ORSA Reporting</li><li>Excellent communication skills and stakeholder management</li><li>Strong Excel skills</li></ul>This is an exciting opportunity to join a fantastic company and Market-leading Risk Function. Please get in touch now to find out more!

LEAD CREDIT RISK ANALYST - SME LENDING £85,000LONDON This role offers the chance to work on a range of project areas including lending strategy, pricing modelling and wider portfolio analytics to grow out the SME lending book of a well-known and successful FinTech. THE COMPANY This is an exciting opportunity with a leading UK FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position where they are targeting further success.THE ROLE <ul><li>Developing lending strategies across the customer lifecycle to enhance profitability and decisioning</li><li>Developing and implementing models, including but not limited to Scorecards and NPV models, in order to enhance lending</li><li>Analysing trends in lending portfolios to drive insight and enhance business performance</li><li>Leading the incorporation of new data sources to enhance and improve decisioning, collaborating with teams including Underwriting, Data Science and Marketing</li></ul> YOUR SKILLS AND EXPERIENCE <ul><li>Previous experience in and knowledge of SQL is essential, Python desirable</li><li>Experience in developing lending strategies in a consumer lending environment is essential</li><li>Understanding of and exposure to credit risk models, such as scorecards</li><li>Experience with SME or wider business lending is essential</li></ul> SALARY AND BENEFITS <ul><li>Base salary of up to £85,000</li><li>Discretionary Bonus</li><li>Company pension scheme</li><li>Company equity</li><li>25 days holiday</li></ul> HOW TO APPLY Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link

Risk Analyst Jobs in London, England

Senior Credit Risk Analyst Fintech
October 7, 2024

Risk Analyst
October 4, 2024

Senior It Risk Analyst
October 2, 2024

Risk Analyst
September 22, 2024

Senior Risk Analyst Erm
September 19, 2024

Lead Credit Risk Analyst Sme Lending
September 12, 2024

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Risk Analyst Jobs in London, England

Senior Credit Risk Analyst FintechOctober 7, 2024

Risk AnalystOctober 4, 2024

Senior It Risk AnalystOctober 2, 2024

Risk AnalystSeptember 22, 2024

Senior Risk Analyst ErmSeptember 19, 2024

Lead Credit Risk Analyst Sme LendingSeptember 12, 2024