SENIOR CREDIT RISK ANALYST – 12 month FTC £60,000WEST MIDLANDS This is a really interesting opportunity for a motivated candidate to impact the credit risk function of a growing lender with a strong company culture. THE COMPANY This small and personal lender are looking for an experienced candidate to drive impact for their lending book across secured products. This role offers an excellent opportunity to gain exposure across the whole business and to multiple teams whilst working in a business that really focus on how to support and develop their employees. THE ROLE You’d get involved in a range of projects but would primarily focus on: Ownership of credit policies across the secured portfolio, monitoring and adjusting these as necessary to enhance business performance <ul><li>portfolio analysis and driving insight into customer trends and behaviours</li><li>opportunities to work on unique projects focusing on customer trends, pricing changes and affordability</li><li>and ownership of the business model suite, including IFRS9 models</li></ul> YOUR SKILLS AND EXPERIENCE <ul><li>in consumer lending strategy and broader portfolio analysis is essential</li><li>knowledge and previous experience with SQL or SAS is essential</li><li>experience in secured lending is highly desirable</li><li>to at least degree level in a statistical subject</li></ul> SALARY AND BENEFITS <ul><li>to £60,000</li><li>bonus</li><li>contribution scheme</li><li>medical scheme</li><li>hybrid work model</li></ul> HOW TO APPLY Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

SENIOR CREDIT RISK ANALYST UP TO £45,000LONDON This is an exciting new opportunity to work for a company building out their capability in credit risk and analytics. You will work directly with the CRO and aim to take the credit risk function to the next level. THE COMPANYThis company is a social business with plans to revolutionise the financial services. Their aim is to scale their alternative to the high-cost lending market and help reduce financial exclusion. Over the last 18 years this company has helped 100,000 people save on interest costs, start up their own business and avoid eviction from homes. THE ROLEYou will be doing the following daily:<ul><li>Create, oversee, and uphold a comprehensive suite of risk reports essential for senior management oversight of credit risk and portfolio quality.</li><li>Aid in monitoring scorecard performance and policy rule adherence.</li><li>Analyse reporting data and deliver insights to senior management regarding performance.</li><li>Formulate recommendations, design, and test innovative strategies to enhance our credit, fraud, and acquisition performance.</li><li>Develop and test new strategies for automating lending decisions or improving operational efficiency.</li><li>Offer support in the credit scorecard development process.</li><li>Contribute support for credit change initiatives, including the integration of additional data sources, the design of new affordability methodologies, or the implementation of feature engineering using Open Banking data.</li><li>Take the lead in implementing strategies within our IT systems, collaborating closely with our IT team.</li></ul> YOUR SKILLS AND EXPERIENCE<ul><li>At least 2 years of experience in credit risk as a credit or data analyst in the UK consumer sector.</li><li>Good understanding of end-to-end credit risk lifecycle.</li><li>Strong numeracy skills, specifically in statistics and machine learning.</li><li>Existing knowledge or can upskill quickly on SQL and Python.</li><li>Microsoft Excel skills.</li><li>Good written and verbal communication skills.</li><li>An understanding of credit scoring model development would be advantageous.</li><li>A strong numerate degree.</li></ul> THE BENEFITS<ul><li>Up to £45,000 salary.</li><li>Working in a supportive workplace surrounded by peers who want you to do well.</li><li>Hybrid working model.</li><li>25 days annual leave + bank holidays.</li><li>Paid day off for your birthday.</li><li>Private health care.</li><li>Staff loan scheme.</li><li>Contribution towards pension.</li></ul> HOW TO APPLYPlease register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

Credit Risk Analyst Up to £40,000HybridCheshire The CompanyI am hiring a credit risk analyst for leading lending company based in Cheshire. They are looking to bring in a Credit risk Analyst to come in working on the collections strategy to increase company-wide profitability and reduce the amount of people in arrears. The RoleAs a Credit Risk Analyst, you will be:<ul><li>on credit risk insights and trends across the portfolio</li><li>analytics skills to improve credit risk collections strategies.</li><li>maintain credit risk strategies to increase profitability.</li><li>and testing the credit risk systems in place.</li><li>trends to find new ways to increase profitability for credit risk.</li><li>credit risk strategy for collections and recoveries.</li><li>SAS and SQL daily within the role.</li></ul> Your skills and experienceTo be successful as a Credit Risk Analyst, you will need:<ul><li>experience with SAS and/or SQL</li><li>as a credit risk analyst in an analytical position.</li><li>developing credit risk strategy (Ideally collections strategy)</li><li>communication skills</li><li>stakeholder management</li><li>numeric degree from a top university</li></ul> BenefitsUp to £40,000 + benefits packageHOW TO APPLYPlease register your interest by sending your CV to Sean Tunley via seantunley@harnham.com

SENIOR CREDIT RISK ANALYST £40,000REMOTEThis role is an excellent opportunity to have a real impact in a small, collaborative lender. You'd get a unique opportunity to work across a range of projects, getting real breadth in your work and excellent exposure to senior people in the business. THE COMPANY We're working with an exciting lender that are in an exciting period of growth. They are well established in their lending and are now looking to grow out their analytics function, with the opportunity to really influence the direction of the business. This is a unique opportunity for someone to really add value and progress into the long term, helping a business with ethical lending at the forefront of their work. THE ROLE Within this, you can expect to work on:<ul><li>Developing lending strategies and broader insight into their lending book and portfolio performance</li><li>Using Open Banking data to enhance lending and drive business decisions</li><li>Working closely to analyse and monitor customer data to identify new business opportunities and space for growth</li><li>Opportunity to build out the wider analytics function as the business grows</li><li>Working on wider scorecard monitoring and implementation to improve lending decisions</li></ul> YOUR SKILLS AND EXPERIENCE <ul><li>Background in consumer lending is essential</li><li>Prior experience in developing and implementing credit strategies and wider portfolio analysis</li><li>Understanding of and exposure to credit scoring models</li><li>Experience working with Open Banking data is highly desirable</li><li>Experience using SAS, SQL or Python</li></ul> HOW TO APPLY Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link

CREDIT RISK ANALYST - COLLECTIONSUP TO £43,000NORTH-WEST ENGLAND This role does not offer sponsorship.This role is an exciting opportunity to join the collections functions where you will have the opportunity to improve the customer journey and optimise collections operations and strategy. THE COMPANYThis is a small and unique consumer lender. The company allows employers to really drive forward growth within the business and to work for an organisation with a great company culture and open-door policy. THE ROLEYou will be doing the following daily: <ul><li>Enhance customer journeys, focusing on contact strategies and driving forward innovative ideas to optimise performance of the credit risk portfolio.</li><li>Focus on optimising strategy by developing, designing and amending new and existing strategies.</li><li>General data analysis of customer data and the wider market trends to improve the business’ lending.</li><li>Support work on decision systems and automation within the business, occasionally carrying out testing.</li><li>Mentoring and coaching junior analysts.</li></ul> YOUR SKILLS AND EXPERIENCE <ul><li>Strong numerate degree from a Russel Group University.</li><li>Proficiency in SAS is essential.</li><li>Previous experience working in the credit risk space, ideally working within collections.</li><li>Experience in motor finance is desirable.</li><li>Strong written and verbal communication skills.</li><li>Experience communicating and working with key stakeholders and wider teams.</li></ul> THE BENEFITS <ul><li>Up to £43,000 salary</li><li>Hybrid working</li><li>Discretionary bonus</li><li>Pension contribution scheme</li><li>Electric car scheme</li><li>Private medical insurance</li></ul> HOW TO APPLYPlease register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

Lead Credit Risk Analyst Up to £55,000 Hybrid Birmingham The Company I am hiring a credit risk analyst for a leading company that offers products across both unsecured and secured lending. Within this role, you will help drive credit risk strategy using analytics to drive company profitability and growth The Role As a Lead Credit Risk Analyst, you will be:<ul><li>Driving analytics skills to improve credit risk rule based systems.</li><li>Helping maintain credit risk systems to remain in line with regulation.</li><li>Spotting trends to find new ways to increase profitability for credit risk.</li><li>Working on credit risk strategy for new products in the business.</li><li>Developing new lending opportunities across the business</li><li>Developing credit risk strategy for the whole credit risk life cycle</li></ul> Your skills and experience To be successful as a Lead Credit Risk Analyst, you will need:<ul><li>Strong experience with SAS, SQL, and/or Python</li><li>Experience as a credit risk analyst in an analytical position.</li><li>Experience developing credit risk strategy.</li><li>Excellent communication skills</li><li>A STEM degree from a top university</li></ul> Benefits Up to £55,000 + benefits package

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Risk Analyst Harnham Jobs

Senior Credit Risk Analyst 12 Month FtcApril 20, 2024

Senior Credit Risk AnalystApril 17, 2024

Credit Risk AnalystApril 14, 2024

Senior Credit Risk AnalystApril 14, 2024

Credit Risk AnalystApril 11, 2024

Lead Credit Risk AnalystApril 8, 2024